Details of coverage

Main Perils

  1. Fire
  2. Lightning (including damage to electrical appliances and short circuit in electrical devices caused by lightning)
  3. Explosion
  4. A house is clipped or collided by third party's vehicles
  5. Aircraft
  6. Water damage such as leakage of water pipes, rain splashes into a house (excluding flood and flood that caused by breakage or leakage of underground tap water pipes or fire extinguishing system)

** Covers per the sum insured



Natural Disasters

  1. Windstorm
  2. Flood
  3. Earthquake or volcanic eruption or undercurrent or Tsunami caused by nature
  4. Hail

** Covers all risks with the sum insured that does not exceed 20,000 Baht/year in total.



Compensation for temporary accommodation

Building Construction Class Loss amount equivalent to the replacement cost Loss amount exceeding 50% of the replacement cost
Class 1 - with concrete or brick wall for more than 80% of the total area Actual payment of rental fee with the maximum of Baht 1,000 per day and Baht 100,000 in aggregate Actual payment of rental fee with the maximum of Baht 1,000 per day and Baht 50,000 in aggregate
Class 2 - with concrete or brick wall for more than 50% - 80% of the total area Actual payment of rental fee with the maximum of Baht 500 per day and Baht 50,000 in aggregate Actual payment of rental fee with the maximum of Baht 500 per day and Baht 25,000 in aggregate


Premium Rate (including Vat & Stamp) for Fire and
Catastrophe Insurance Policy

Building Construction Class 1 Building Construction Class 2
Sum Insured Premium Sum Insured Premium Sum Insured Premium Sum Insured Premium
100,000 645.21 2,600,000 2,593.68 100,000 645.21 2,600,000 6,029.45
200,000 645.21 2,700,000 2,689.98 200,000 645.21 2,700,000 6,257.36
300,000 645.21 2,800,000 2,785.21 300,000 790.73 2,800,000 6,485.27
400,000 645.21 2,900,000 2,880.44 400,000 1,018.64 2,900,000 6,712.11
500,000 645.21 3,000,000 2,976.74 500,000 1,246.55 3,000,000 6,940.02
600,000 681.59 3,100,000 3,071.97 600,000 1,474.46 3,100,000 7,167.93
700,000 776.82 3,200,000 3,167.20 700,000 1,702.37 3,200,000 7,395.84
800,000 873.12 3,300,000 3,263.50 800,000 1,930.28 3,300,000 7,623.75
900,000 968.35 3,400,000 3,358.73 900,000 2,158.19 3,400,000 7,851.66
1,000,000 1,063.58 3,500,000 3,453.96 1,000,000 2,385.03 3,500,000 8,079.57
1,100,000 1,159.88 3,600,000 3,550.26 1,100,000 2,612.94 3,600,000 8,306.41
1,200,000 1,255.11 3,700,000 3,645.49 1,200,000 2,840.85 3,700,000 8,534.32
1,300,000 1,351.41 3,800,000 3,740.72 1,300,000 3,068.76 3,800,000 8,762.23
1,400,000 1,446.64 3,900,000 3,837.02 1,400,000 3,296.67 3,900,000 8,990.14
1,500,000 1,541.87 4,000,000 3,932.25 1,500,000 3,524.58 4,000,000 9,218.05
1,600,000 1,638.17 4,100,000 4,027.48 1,600,000 3,751.42 4,100,000 9,445.96
1,700,000 1,733.40 4,200,000 4,123.78 1,700,000 3,979.33 4,200,000 9,673.87
1,800,000 1,828.63 4,300,000 4,219.01 1,800,000 4,207.24 4,300,000 9,900.71
1,900,000 1,924.93 4,400,000 4,315.31 1,900,000 4,435.15 4,400,000 10,128.62
2,000,000 2,020.16 4,500,000 4,410.54 2,000,000 4,663.06 4,500,000 10,356.53
2,100,000 2,115.39 4,600,000 4,505.77 2,100,000 4,890.97 4,600,000 10,584.44
2,200,000 2,211.69 4,700,000 4,602.07 2,200,000 5,118.88 4,700,000 10,812.35
2,300,000 2,306.92 4,800,000 4,697.30 2,300,000 5,345.72 4,800,000 11,040.26
2,400,000 2,402.15 4,900,000 4,792.53 2,400,000 5,573.63 4,900,000 11,267.10
2,500,000 2,498.45 5,000,000 4,888.83 2,500,000 5,801.54 5,000,000 11,495.01